By Sagoh 
By PYMNTS | June 23, 2026
In the complex ecosystem of business-to-business (B2B) payments, the cost of processing transactions has long been a significant friction point for suppliers. However, a seismic shift in how financial networks evaluate data quality is rewriting the rules of the game. Boost Payment Solutions, a leader in the B2B payments space, announced on Tuesday, June 23, 2026, that its platform has successfully enabled customers to reduce interchange costs by nearly 44% since the inception of Visa’s Commercial Enhanced Data Program (CEDP).
This milestone represents more than just a reduction in fees; it signals a fundamental move toward a new industry standard where transactional data integrity—rather than just volume—serves as the primary driver for cost optimization.
The Core Facts: A $14.7 Million Milestone
The data released by Boost provides a compelling case study for the value of automated data optimization. Since the launch of Visa’s CEDP in October 2025, Boost has facilitated over $1.2 billion in qualifying transaction volume. By ensuring these transactions meet the rigorous data standards required by the program, the platform has successfully saved its clients $14.7 million in acceptance costs compared to standard card-not-present (CNP) rates.
The efficiency of the Boost platform is underscored by a near-perfect success rate. The company reports that 99.99% of transactions processed through its architecture meet CEDP requirements. This precision is facilitated by a proprietary pre-funding model, which ensures that clients benefit from qualified, lower-cost interchange rates at the moment of processing rather than waiting for reconciliation cycles.
Chronology: From Legacy Structures to the CEDP Era
To understand the magnitude of this achievement, one must look at the evolution of Visa’s interchange landscape over the past two years.
- October 2025: Visa officially launches the Commercial Enhanced Data Program (CEDP), introducing one of the most significant overhauls to B2B interchange qualification in decades. The program effectively tied lower interchange rates directly to the transparency and accuracy of the data submitted by suppliers.
- Late 2025 (Initial Rollout): Upon launch, Boost Payment Solutions signaled its operational readiness, reporting that 99.96% of its processed transactions already met the new, stringent requirements.
- April 2026: A critical inflection point occurs as Visa officially phases out its legacy Level 2 interchange program. This marked the end of an era, forcing the market to transition fully toward the new CEDP-led environment, effectively signaling to the industry that "it is Level 3 or bust."
- June 2026: Boost confirms the quantifiable impact of this transition, citing a 44% reduction in interchange costs for its user base and highlighting the success of its automated data parsing technology.
The Mechanics of Optimization: Technology and Data
At the heart of Boost’s success lies a sophisticated technological stack designed to turn raw invoice data into "CEDP-ready" assets. The challenge for many suppliers in the B2B space has been the sheer complexity of providing Level 3 data—detailed information including line-item descriptions, tax amounts, and freight costs—that networks require to qualify for the lowest possible interchange rates.
Automating the Complex
Boost’s technology platform automates the parsing and real-time validation of this invoice-level data. By leveraging artificial intelligence, the system maintains the high degree of accuracy the CEDP demands, filtering out errors that would otherwise lead to a "downgrade" in transaction classification.
Payments-as-a-Service
Beyond its proprietary tools, Boost’s payments-as-a-service gateway acts as an infrastructure layer. It extends these data-validation capabilities across the portfolios of its acquiring partners, effectively democratizing access to lower interchange rates for a wider range of businesses that might otherwise lack the internal resources to perform complex data formatting.
Official Perspectives: The Leadership View
The success of the CEDP integration at Boost is attributed to a clear strategic vision centered on the philosophy that data is the currency of the modern payment ecosystem.
Dean Leavitt, Founder and CEO of Boost Payment Solutions, has been vocal about the paradigm shift. "What’s emerging is a higher standard: data that is accurate, complete, and verified at the moment of processing," Leavitt noted in the June 23 press release. "Businesses that embrace this shift early will unlock real, measurable advantages. At Boost, we’ve long believed that smarter data is the foundation of smarter payments, and the manner in which we facilitate CEDP transactions validates that thesis at an industry level."
From a product development perspective, the focus has been on removing the cognitive and operational burden from the supplier. Zachary Held, Chief Product Officer at Boost, emphasized that the user experience is paramount. "Every product decision we’ve made around CEDP comes down to making qualification effortless for our clients while ensuring their data holds up to network scrutiny every single time," Held stated.
This echoes the sentiments shared by Leavitt in an interview with PYMNTS CEO Karen Webster during the program’s infancy. At that time, Leavitt underscored that the goal was never just about technical compliance; it was about "validating the data and making sure that it’s accurate and real so that the supplier can enjoy the lower interchange rate."
Implications: The Future of B2B Payments
The success of the CEDP transition, as demonstrated by Boost, carries profound implications for the future of B2B commerce.
1. The Death of Manual Reconciliation
The transition away from legacy Level 2 structures toward high-fidelity data programs marks the beginning of the end for manual, error-prone reconciliation. As interchange qualification becomes inextricably linked to data quality, companies will increasingly be forced to adopt automated, AI-driven payment platforms to remain competitive.
2. Supplier Power Dynamics
Historically, suppliers have been at the mercy of complex interchange tiers. By providing a clear pathway to lower rates through data transparency, platforms like Boost are shifting the power dynamic. Suppliers who can provide cleaner, more comprehensive data are no longer penalized by the cost of traditional card processing.
3. The New "Baseline" for Acquiring
The success of Boost’s gateway model suggests that acquiring partners will be under increasing pressure to offer similar "enhanced data" capabilities as a standard service. In a market where interchange costs are highly sensitive, any partner that fails to offer CEDP-ready infrastructure will likely find itself at a significant disadvantage.
4. Regulatory and Network Scrutiny
The success of the CEDP also highlights the role of card networks in driving digital transformation. By tying financial incentives to data quality, Visa has effectively incentivized the industry to modernize its underlying data architecture. We can expect other networks and regional players to monitor these results closely as they look to refine their own B2B payment offerings.
Conclusion: A New Standard of Excellence
The $14.7 million in savings reported by Boost Payment Solutions is not merely a financial statistic; it is a validation of the data-centric future of B2B payments. As the industry moves further away from legacy structures, the ability to parse, validate, and submit high-quality transactional data will define the winners and losers in the B2B space.
For suppliers, the mandate is clear: invest in the tools that ensure data integrity. For the payments industry at large, the Boost-CEDP case study provides a roadmap for how technology can be used to lower costs while simultaneously enhancing the transparency and reliability of the global financial system. As the digital transformation of B2B continues to accelerate, the "smarter data" thesis championed by Boost appears more relevant than ever.
Reynand Wu 
Muslim 